Dilemma a.k.a Confused

I'm so in dilemma right now, I really dunno which 1 to choose..

Which is best for me??

I really have no idea..

Advanced Diploma+Degree in Uk= RM39k(have exemption of 11papers for CIMA)

Degree in Kampar= RM32K-33K(exemption for CIMA to be confirmed)

The difference is just RM6K. One is Malaysian Cert, another is UK cert.

If I pick CIMA, i still can resit; if I go UTAR, no resit only repeat.

If I wish to get a CIMA, den KTAR is the choice because I can straight take external papers and not necessary go for UK degree.. Then the fees for internal papers is roughly RM9K;

If I not sure yet whether to get a CIMA, den UTAR is the choice.. because more secure!

OMG!! What should I take??

Very Irritating and confusing!!!